Summer Woes
So far, I've been lucky in that I've been able to stay away from loans for college and haven't had too many bad financial nightmares. Yes, this is mostly due to my parents willing to help out when they can, but another part of it is that I'm good enough with my money that I don't need any Debt consolidation, because there is no debt.
College is quite expensive though, and I'm always aware of other people's financial troubles because of it. When I decided I wanted to get my bachelors, I hoped that I'd never need Debt help because I won't go into it. I won't apply for any student loans unless absolutely necessary, and I won't ask for too much or complain that my parents don't spend enough money on me. That's silly.
That said, this summer has been my most feduciarily scary yet. My job, while I do love it, isn't paying me at all until the end of the summer. And when I do get paid, I'm not expecting much. Tis the trouble with non-profit businesses of course. Since I don't have to worry about a mortgage or monthly house payments, I'm not freaking out. However, I'm not positively ecstatic about the situation either.
Working at VisArts has given me a good amount of portfolio work, and I've got some great references when I need them. The lack of any sort of hourly wage does prevent me from coming in everyday. I also can complete a lot of my work from home, so I can save on gas, which, by the way, is also cutting into my funds. If I didn't have a place to stay, who knows where I would be living.
This summer is certainly not the ideal situation, but it's better than nothing and more appropriate than working retail. I am talking to my boss about getting some more money and outside commissions, so that should help. Really, I need more money to invest so I can prepare better for my future. I never want to be in a situation where I'll need Debt relief, so I need to prepare. Even when I'm making practically nothing, I need to stop thinking about the present and realize my future is more important. I can get through this summer just fine, it's next June that I'm really worried about.